Free salary calculator · 2027 figures
Disposable income in all 26 cantons
The same gross salary goes much further in some cantons than in others. Enter your salary to compare all 26 cantons after social insurance contributions, income tax, a typical rent, health insurance and the radio and television fee.
All 26 cantons, based on your figures
Income tax is estimated for each cantonal capital (ESTV, tax year 2026, without church tax); in other communes of a canton it can be higher or lower.
| # | Canton | Disposable income per month* | Disposable income per month* |
|---|---|---|---|
| 1 | Uri | CHF 4’890 | |
| 2 | Appenzell Innerrhoden | CHF 4’858 | |
| 3 | Schaffhausen | CHF 4’767 | |
| 4 | Zug | CHF 4’655 | |
| 5 | Obwalden | CHF 4’652 | |
| 6 | Jura | CHF 4’635 | |
| 7 | Glarus | CHF 4’634 | |
| 8 | Schwyz | CHF 4’616 | |
| 9 | Lucerne | CHF 4’573 | |
| 10 | Thurgau | CHF 4’565 | |
| 11 | Graubünden | CHF 4’549 | |
| 12 | Appenzell Ausserrhoden | CHF 4’541 | |
| 13 | Valais | CHF 4’516 | |
| 14 | Nidwalden | CHF 4’473 | |
| 15 | Aargau | CHF 4’462 | |
| 16 | St. Gallen | CHF 4’409 | |
| 17 | Ticino | CHF 4’365 | |
| 18 | Solothurn | CHF 4’335 | |
| 19 | Neuchâtel | CHF 4’307 | |
| 20 | Fribourg | CHF 4’267 | |
| 21 | Bern | CHF 4’258 | |
| 22 | Zurich | CHF 4’191 | |
| 23 | Basel-Stadt | CHF 4’121 | |
| 24 | Geneva | CHF 3’999 | |
| 25 | Basel-Landschaft | CHF 3’988 | |
| 26 | Vaud | CHF 3’976 |
Rent: the canton’s typical 3–4-room flat for every household size, which may understate the rent for larger families. Service charges and living expenses are not included. If you own your home, your costs and income tax differ (mortgage interest, imputed rental value); the Offer Decision Report includes them.
Comparing two offers?
Two salaries in two cantons, side by side, with the difference each month and each year.
What you can do here
The calculators are open to everyone. A free account keeps your work on every device; the paid products look at your own case.
Without an account
- Net salary and disposable income in any of the 26 cantons
- All cantons ranked for your salary and household
- Two salaries compared line by line
Free account
- Your household and canton filled in from your account
- Up to 10 comparisons saved to your account
- Checklists and calendar files kept with your account
Offer Decision Report and Swiss Year Planner
- Your own rent and tax rate, with official wage statistics as reference points
- The salary needed to maintain today’s disposable income
- A Contract Clarity Check and a household outlook over 5 or 10 years
Frequently asked questions
How is income tax estimated?
My Swiss Chapter uses the official calculator of the Federal Tax Administration (ESTV) for the cantonal capital, tax year 2026, with standard deductions and without church tax. The tax differs between communes, with church membership and further deductions, and many new residents are taxed at source under separate tariffs. For an exact figure, calculate your rate with the ESTV calculator and enter it on the canton page.
Is the result my net salary?
No. Your net salary is what your employer pays out after social insurance contributions; it appears as a separate line in the breakdown. Disposable income goes further: it also deducts the estimated income tax, the canton’s typical rent for a 3–4-room flat (2024), its average health insurance premium (2027), childcare if you enter it, and the radio and television fee. It is what you have each month for all other expenses and for savings.
How accurate are the estimates?
The figures are estimates. New leases are usually more expensive than the 2024 average, service charges and living expenses are not included, and pension fund contributions may exceed the statutory minimum.
Sources: Federal Statistical Office (rents, 2024), Federal Office of Public Health (premiums 2027), Federal Tax Administration (income tax 2026, cantonal capitals), DETEC (radio and television fee 2027), social insurance rates 2026. Reviewed in November 2026. These are estimates for guidance only and do not constitute tax or financial advice.