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Moving to Switzerland: what to arrange, and by when

Enter your arrival date and your situation. The checklist shows each step with its deadline, from the permit to the end of your first year. No account needed; what you tick stays in your browser.

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Enter your arrival date to see each deadline as a date.

Before arrival

  • Secure housing (permanent or temporary)

    Start early: popular areas get many applications. A furnished or temporary flat for the first months is common.

  • Arrange liability and household contents insurance

    Personal liability insurance is voluntary but strongly recommended, and many landlords ask for it when you apply for a flat. Contents insurance covers your belongings. If you are already insured, report your new address to the insurer.

  • Gather your documents

    Passport or ID, employment contract, diplomas and work references, birth or marriage certificates. Some communes want certified copies or translations.

First weeks

  • Register with your commune

    Within 14 days of arriving and before you start work. Bring your passport, contract, rental agreement and a photo; the commune passes on the permit application.

    ch.ch: registering with the commune ↗

  • Open a Swiss bank account

    Your employer needs it to pay your salary. Compare account fees first.

  • Get a Swiss mobile number

    Banks, the commune and landlords will ask for one.

  • Take out basic health insurance

    Within three months of arriving; cover and premiums are backdated. Compare premiums by deductible and model. If you work at least 8 hours a week for one employer, accidents are covered through work and you can ask your insurer to leave accident cover out.

    FOPH: compare premiums ↗FOPH: leaving accident cover out ↗

Within the first year

  • Pay into pillar 3a (optional)

    Payments by 31 December reduce your taxable income: up to CHF 7’258 in 2026 if you have a pension fund.

  • Decide on a full tax assessment

    Taxed at source: apply by 31 March for a full assessment if you want to claim deductions. Above CHF 120’000 gross it is mandatory.

    ESTV tax calculator ↗

  • Exchange your driving licence

    A foreign licence is valid for 12 months after you move here. EU/EEA licences are exchanged without a test.

  • Renew your B permit

    A B EU/EFTA permit is valid for five years; apply to the canton before it expires. An L permit ends with the contract.

    SEM: B permit for EU/EFTA nationals ↗

What you can do here

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  • Every step with its date and the official links
  • Ticks kept in this browser
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Offer Decision Report and Swiss Year Planner

  • Questions answered from official sources (Prepare for this)
  • Letters explained and messages drafted (Write & Understand)
  • Yearly checks and dates for your household

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Questions

When do I have to register with the commune?

In general within 14 days of arriving, and before you start work. Bring your passport or ID, the employment contract and the rental agreement; the commune passes on the permit application.

When do I need Swiss health insurance?

Basic health insurance is compulsory. You have three months from your arrival to take it out; cover and premiums are backdated to the day of arrival.

Do I need a permit before I arrive?

EU/EFTA nationals can arrive and register; the permit is issued after registration. UK and other nationals need an approved work permit first: the employer applies to the canton, and you travel only after the approval.

How am I taxed in my first year?

Foreign employees without a C permit are usually taxed at source through the payroll. Above a gross salary of CHF 120’000 a full assessment is mandatory; below it you can apply for one by 31 March of the following year to claim deductions.

General information from official sources, checked in October 2026; not legal or tax advice. Rules can differ by canton and commune; your commune and the cantonal migration office have the final word.